Hurt in a vehicle accident while on the job? You may be entitled to TWO separate claims - here's what you need to know.
If you were injured in a car accident while working - whether driving a company vehicle, making deliveries, traveling between job sites, or commuting for work purposes - you have a unique legal situation that most injured workers don't have.
Unlike a slip-and-fall or machinery accident, a work-related car crash typically involves another driver who caused the accident. This means you may be able to file TWO separate claims and recover significantly more compensation.
As a Pennsylvania worker injured on the job, you're entitled to workers' comp benefits regardless of who caused the accident:
100% of all reasonable and necessary medical treatment related to your car accident injuries - ER visits, surgery, physical therapy, medications, medical equipment.
If you can't work, you receive approximately 2/3 of your average weekly wage (tax-free). This continues as long as you remain disabled from your injuries.
Additional compensation if you suffer permanent loss or loss of use of a body part (arm, leg, hand, finger, etc.) due to the accident.
Workers' comp does NOT compensate you for physical pain, emotional distress, or diminished quality of life.
You only receive about 2/3 of your wages - not 100%. That missing 1/3 adds up quickly.
If your injuries prevent you from returning to your previous occupation, workers' comp doesn't compensate for career limitations.
Here's what most people don't know: If another driver caused your work car accident, you can ALSO file a personal injury claim against that driver.
This second claim can recover everything workers' comp doesn't cover:
This is why work car accidents are different - and why you need attorneys who handle BOTH claims.
Work car accident cases require expertise in BOTH workers' compensation law AND personal injury law. Most firms only handle one or the other.
At Keystone Crash Lawyers, Attorney Michael Cardamone is a Certified Workers' Compensation Specialist with 27+ years of experience. For the personal injury portion, we work with highly experienced Personal Injury colleagues to ensure you maximize BOTH claims.
This coordinated approach means nothing falls through the cracks and you get the full compensation you deserve.
For more information about Pennsylvania workers' compensation coverage and benefits, visit the official PA Department of Labor & Industry website:
PA.gov - Workers' Compensation Coverage and BenefitsDon't settle for workers' comp alone. Find out if you qualify for a second claim.
Free consultation - No fee unless we win
(215) 206-9068Yes. If you were injured in a car accident while working and another driver caused it, Pennsylvania law generally allows you to collect workers' compensation benefits from your employer AND file a separate third-party personal injury claim against the at-fault driver. Workers' comp covers medical bills and about two-thirds of lost wages, while the third-party claim can recover pain and suffering and the rest of your losses.
Pennsylvania workers' compensation covers 100% of reasonable and necessary medical treatment, approximately two-thirds of your average weekly wage (tax-free) while you cannot work, and specific loss benefits for permanent loss or loss of use of a body part. It does not cover pain and suffering or the remaining one-third of your wages.
No. Workers' compensation does not pay for pain and suffering, emotional distress, or loss of enjoyment of life. The only way to recover those damages after a work car accident is through a third-party personal injury claim against the driver who caused the crash.
Usually not. Ordinary commuting to and from work is typically excluded under the "coming and going" rule. However, there are important exceptions, such as when you have no fixed workplace, are running an errand for your employer, or are paid for travel time. We can review the specific facts of your case for free.
Nothing upfront. We work on a contingency fee, which means there is no fee unless we win your case. Your initial consultation is always free. Call (215) 206-9068 to speak with us about your work car accident.
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