27
Years of Experience
Work-Related Crashes
Preeminent Rated
Martindale-Hubbell
Best Lawyers
in America
Super Lawyers
Honored Selection
$M
Multi-Million Dollar
Advocates Forum
Top Lawyer 2026
Montgomery County

Philadelphia
Car Accident Lawyers

Injured While Driving for Work? You May Have TWO Claims.

(215) 206-9068

FREE CONSULTATION - NO FEE UNLESS WE WIN

$50+
Million Recovered
27
Years Experience
2,000+
Workers Helped
Super Lawyers 10 Years - Michael W. Cardamone
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Clear Guidance.
Serious Representation.

This site is built to give crash victims a more direct understanding of whether their situation belongs with work-injury counsel, personal injury counsel, or both.

Work-relatedHandled by Cardamone Law.
Third-partyMay be referred to respected injury law firms.
StatewideServing all of PA, from Philadelphia to Pittsburgh.
TENS OF MILLIONS RECOVERED FOR ACCIDENT VICTIMS

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Attorney Michael Cardamone

Attorney Michael Cardamone

Pennsylvania Work Injury & Car Accident Attorney

A proud graduate of Saint Joseph's Prep and Villanova Law School, Attorney Michael Cardamone has spent 27 years helping injured workers across Pennsylvania navigate complex work-related car accident claims. With offices in Philadelphia, Lansdale, and Pittsburgh, his statewide reach—combined with nationally recognized legal credentials—makes him uniquely positioned to guide crash victims through the often-confusing intersection of workers' compensation and third-party injury claims.

As former Co-Chair of the Montgomery County Bar Association Workers' Compensation Section, Attorney Cardamone remains actively engaged in advancing the practice of workers' compensation law in Pennsylvania. His commitment to excellence has been recognized through inclusion in Best Lawyers in America, Super Lawyers, and the Multi-Million Dollar Advocates Forum, as well as a Preeminent rating from Martindale-Hubbell—the highest peer rating available.

Over the years, Attorney Cardamone has worked alongside respected personal injury colleagues on cases involving both workers' compensation and personal injury claims—carefully coordinating these matters to maximize recoveries for his clients. This collaborative approach has resulted in numerous settlements exceeding one million dollars for individuals with serious injuries.

Outside the courtroom, Attorney Cardamone is a lifelong martial artist with training in Muay Thai, Brazilian Jiu-Jitsu, Karate, and Aikido—disciplines that emphasize preparation, persistence, and never giving up. He's also an emerging EDM artist known as "The Lawyer Who Drops Beats," bringing the same passion and energy to the DJ booth that he brings to fighting for his clients. Check out DJCardsEDM.com

  • 27 Years Handling Work-Related Car Accidents
  • Numerous $1M+ Coordinated Settlements
  • Top Lawyer 2026 - Montgomery County (Workers' Comp)
  • Best Lawyers in America
  • Super Lawyers
  • Martindale-Hubbell Preeminent Rated
  • Multi-Million Dollar Advocates Forum
  • Villanova Law School
  • Saint Joseph's Prep Alumnus
  • Former Co-Chair, Montgomery County Bar Association Workers' Compensation Section
Top Rated in Pennsylvania

What Our Clients Say

Real feedback from workers we've helped after work-related car accidents across Pennsylvania.

"I was rear-ended while making deliveries and didn't know if I should file workers' comp or sue the other driver. Michael explained I could do both and walked me through the whole process. His coordination with the personal injury firm he referred me to was seamless."

- J.R., Delivery Driver
Montgomery County

"After my accident on I-95, my employer tried to say I wasn't covered because I was 'between jobs.' Attorney Cardamone gathered evidence showing I was traveling from one work site to another and got my workers' comp approved. Very knowledgeable about these specific situations."

- T.M., HVAC Technician
Philadelphia County

"What I appreciated most was the honest assessment. Michael told me exactly what to expect, which claims made sense, and didn't overpromise. The workers' comp case was handled directly by his firm, and he connected me with a great PI attorney for the other driver's liability."

- S.K., Home Healthcare Worker
Delaware County

"I thought because the accident was my fault, I couldn't file anything. Attorney Cardamone explained that fault doesn't matter for workers' comp - I still had a case. That one conversation changed everything for me."

- R.L., Amazon DSP Driver
Lehigh Valley

"My FedEx contractor told me I was an independent contractor and couldn't file workers' comp. Mike fought that and won. Just because they call you a contractor doesn't mean you are one legally."

- D.W., FedEx Ground Driver
Bucks County

Based on 100+ five-star reviews from workers' compensation clients.

Who this site is for

This site is for people who are unsure how their crash should be handled. Some collisions are work-related, some involve third-party injury claims, and some involve both. Our role is to help you understand that distinction and the likely next step.

Route 1

Work-related car accidents

If you were driving for work, making deliveries, traveling between job sites, or otherwise acting within the course of employment when the crash occurred, Cardamone Law handles these work-related vehicle accident matters.

Route 2

Third-party personal injury claims

If the crash involves a non-work-related third-party injury claim, or a separate bodily injury claim outside the workers' compensation side, Keystone Crash Lawyers may help connect you with well-established and highly respected car accident law firms known for their experience in handling serious injury cases.

Serving All of Pennsylvania

Three offices. Statewide coverage. We take work-related car accident cases from Philly to Pittsburgh.

Philadelphia Metro

Lehigh Valley

Northeast PA

Central PA

Western PA

Pittsburgh And surrounding areas

Don't see your area? We likely cover it. Call (215) 206-9068

How Keystone Crash Lawyers is different

Keystone Crash Lawyers provides a clearer starting point after a collision. Many crash victims are not sure whether their matter belongs with work-injury counsel, personal injury counsel, or both. This site is designed to make that distinction easier to understand.

Super Lawyers - Michael W. Cardamone - 10 Years

Attorney Michael Cardamone oversees this site. With 27 years of experience handling work-related car accident cases, a Preeminent rating from Martindale-Hubbell, and recognition as a member of Best Lawyers in America, Super Lawyers, and the Multi-Million Dollar Advocates Forum, Attorney Cardamone brings a level of experience and credibility that crash victims can rely on—including matters in which an injured worker may also have a separate third-party claim.

Cardamone Law handles work-related crash cases. If your car accident occurred while you were working, making deliveries, traveling between job sites, or otherwise acting within the scope of your employment, Cardamone Law is equipped to handle your workers' compensation claim directly.

Some third-party cases are referred out. Certain personal injury matters may be referred to our respected personal injury colleagues depending on the facts, the injuries involved, and the nature of the claim.

Coordination maximizes your recovery. When a case involves both a work-related claim and a third-party injury claim, Attorney Cardamone works closely with personal injury counsel to ensure both matters are handled properly—protecting your interests and maximizing your overall recovery.

Understanding Your Crash Case

After a serious motor vehicle accident, many people are unsure what type of legal issue they may be dealing with. Some crashes involve work-related circumstances, some involve third-party negligence, and some involve both. The sections below address common situations that arise after a crash and help explain how these cases are typically handled.

Do I have a work-related car accident case?

If you were driving for work, making deliveries, traveling between job sites, or otherwise acting within the scope of your employment at the time of the crash, your situation may involve a work-related claim. These cases are often handled differently than standard accident claims.

Can I have both workers' compensation and a third-party claim?

In many situations, an injured worker may have both a workers' compensation claim and a separate third-party personal injury claim. Understanding how these claims interact is important in determining the appropriate legal path.

Who handles my Philadelphia crash case?

Some crash matters are handled directly by Cardamone Law, particularly those involving work-related vehicle accidents. Other cases, especially certain third-party personal injury claims, may be referred to well-established and highly respected car accident law firms we work with, depending on the facts and nature of the claim.

Frequently Asked Questions

Common questions about work-related car accidents, workers' compensation, and third-party injury claims in Pennsylvania.

Does Keystone Crash Lawyers directly handle every car accident case?
No. Work-related car accident matters are handled by Cardamone Law. Certain third-party personal injury matters may be referred to our respected personal injury colleagues who specialize in that area of law.
What areas do you serve?
We serve all of Pennsylvania with offices in Philadelphia, Lansdale (Montgomery County), and Pittsburgh. While our primary concentration is Harrisburg and east, we take cases statewide—from the Lehigh Valley to the Poconos, from Reading to Scranton, and throughout Western PA. If you were hurt in a work-related car accident anywhere in Pennsylvania, call us.
What is the purpose of Keystone Crash Lawyers?
Keystone Crash Lawyers was created to help people understand the often-confusing intersection between work-related car accident claims and third-party personal injury cases. Many crash victims don't realize they may have more than one type of claim. This site provides clear guidance to help you determine the right legal path forward.
How do I know if my car accident qualifies as "work-related"?
Generally, a car accident is work-related if it occurred while you were performing job duties—such as making deliveries, traveling between job sites, running work errands, or transporting clients or materials. The "coming and going" rule typically excludes regular commutes, but there are important exceptions. We can help you determine if your accident qualifies.
Can I file both a workers' comp claim and a personal injury lawsuit?
Yes, in many cases. If someone else (a third party) caused your work-related accident, you may be entitled to workers' compensation benefits AND a separate personal injury claim against the at-fault driver. These two claims serve different purposes and can both contribute to your overall recovery.
What is the difference between workers' comp and a third-party claim?
Workers' compensation provides benefits regardless of fault—covering medical bills and a portion of lost wages—but does not include pain and suffering. A third-party personal injury claim is filed against the at-fault driver and can include compensation for pain and suffering, full lost wages, and other damages. Many work-related crash victims are entitled to both. See our visual guide: How Dual Claims Work →
Who pays for my medical treatment after a work-related car accident—workers' comp or car insurance?
In Pennsylvania, if your car accident qualifies as work-related, workers' compensation is typically the primary payer for your medical treatment—not your auto insurance. This is true even if someone else caused the crash. Workers' comp covers all reasonable and necessary medical care related to your injury with no copays or deductibles. Your auto insurance (specifically, medical payments or "med pay" coverage) may serve as secondary coverage in some situations, but work comp generally takes priority. This is one reason it's so important to properly report your accident as work-related from the start. Read our full guide on medical bill coverage →
What if I was partially at fault for the accident?
Workers' compensation is a no-fault system, meaning you can receive benefits even if you were partially at fault. For third-party claims, Pennsylvania follows a modified comparative negligence rule—you can recover damages as long as you were less than 51% at fault, though your recovery may be reduced by your percentage of fault.
Attorney Michael Cardamone
A Note from Attorney Cardamone

"Remember, fault isn't relevant in Workers' Compensation. If the accident was your fault, you still have a Work Comp case. For the third-party case, we have to show negligence on the other driver. So many folks don't realize this—don't let confusion about fault stop you from calling."

How long do I have to file a claim after a work-related car accident?
In Pennsylvania, you generally have 120 days to report a work injury to your employer for workers' compensation, though reporting immediately is always best. For third-party personal injury claims, the statute of limitations is typically two years from the date of the accident. Acting quickly helps preserve evidence and protects your rights.
What if my employer doesn't have workers' compensation insurance?
Pennsylvania law requires most employers to carry workers' compensation insurance. If your employer is uninsured, you may still have options, including filing a claim with the Uninsured Employers Guaranty Fund or pursuing a direct lawsuit against your employer. We can help you understand your options.
I drive for Uber, Lyft, or DoorDash. Am I covered?
Gig economy and rideshare drivers present unique challenges. Whether you're classified as an employee or independent contractor affects your workers' compensation eligibility. However, you may still have third-party claims against at-fault drivers, and some companies provide limited accident coverage. We can evaluate your specific situation.
What does a free consultation include?
During a free consultation, we review the details of your accident, explain whether you may have a workers' compensation claim, a third-party claim, or both, and outline the recommended next steps. There's no obligation, and you'll have a clear understanding of your legal options before deciding how to proceed.
How do you handle third-party cases?
You get two specialists, not one jack-of-all-trades. Attorney Cardamone focuses exclusively on your workers' comp claim, while our carefully selected Personal Injury colleagues handle the third-party case. We only work with a small network of top-tier Pennsylvania accident attorneys—firms with proven track records, multi-million dollar verdicts, and the same commitment to injured workers that we have. Two experts in their respective fields, working together when applicable, to maximize your total recovery.
The Two Specialists Advantage

We Only Work With the Best

When your case involves a third-party claim against an at-fault driver, we don't send you to just any personal injury firm. We've built relationships with a select group of Pennsylvania's top accident attorneys.

Carefully Vetted

We don't have a referral "list"—we have trusted colleagues we've worked with for years. Attorneys with proven track records, multi-million dollar results, and reputations we stake our own on.

Specialists, Not Generalists

Our Personal Injury colleagues focus exclusively on car, truck, and vehicle accident cases. They know the defense tactics, the insurance adjusters, and how to maximize third-party recoveries.

Coordinated Strategy

When you have both claims, we coordinate directly with your PI attorney. No conflicting advice, no dropped balls. Two specialists working as a team to get you the maximum total recovery.

"You wouldn't go to a general practitioner for heart surgery. Why would you trust one lawyer to handle two completely different types of claims? Get two specialists—the way it should be."

— Attorney Michael Cardamone

Next step

If you are unsure what kind of crash claim you may have, start here. We can review the situation, explain the likely path forward, and help direct you to the appropriate next step.

(215) 206-9068

We provide clear guidance after serious crashes. Our goal is to help you understand whether your situation may involve a work-related claim, a third-party injury claim, or both, and to move you toward the proper legal path without delay.

Call (215) 206-9068 Start Case Review
The Accident Nerds - Keystone Crash Lawyers

Frequently Asked Questions

Common questions about work-related car accidents in Pennsylvania

Can I get workers' comp if I was in a car accident while working?+

Yes. If you were injured in a car accident while performing work duties - whether driving a company vehicle, making deliveries, traveling between job sites, or running a work errand - you are typically covered by workers' compensation in Pennsylvania. This includes accidents that were your fault.

What if another driver caused my work accident?+

This is where our "two specialists" approach helps you most. If another driver caused your accident while you were working, you may have TWO separate claims: (1) a workers' compensation claim against your employer's insurance, AND (2) a third-party personal injury claim against the at-fault driver. We handle your workers' comp claim and coordinate with our Personal Injury colleagues to maximize your total recovery.

What if the accident was my fault?+

Pennsylvania workers' compensation is a no-fault system. This means you can still receive workers' comp benefits even if the accident was your fault (unless you were intoxicated or intentionally caused the injury). Your medical bills, a portion of your lost wages, and other benefits are still covered.

How long do I have to file a work car accident claim?+

In Pennsylvania, you should report your work injury to your employer within 120 days. However, the sooner you report it, the better. For workers' comp claims, you generally have 3 years from the date of injury. For third-party personal injury claims against an at-fault driver, the statute of limitations is typically 2 years. Call us immediately after your accident to protect your rights.

Do you charge a fee for consultations?+

No. We offer completely free consultations. And we work on a contingency fee basis - meaning you pay nothing unless we win your case. There is no risk to you.

I'm a delivery driver / rideshare driver - am I covered?+

Delivery drivers, truckers, and rideshare drivers (Uber, Lyft) have complex employment situations. Whether you're an employee or independent contractor affects your coverage. Many gig workers ARE covered by workers' comp or have other options. We specialize in these cases - call us to discuss your specific situation.

Have a Question? Call (215) 206-9068

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