Philadelphia
Car Accident Lawyers
Injured While Driving for Work? You May Have TWO Claims.
(215) 206-9068FREE CONSULTATION - NO FEE UNLESS WE WIN
Clear Guidance.
Serious Representation.
This site is built to give crash victims a more direct understanding of whether their situation belongs with work-injury counsel, personal injury counsel, or both.
Get Your Free Consultation
Fill out this form and we will contact you within 12 hours.
Need help NOW? Calling is faster: (215) 206-9068
Do I Have a Case?
Answer a few quick questions. No obligation, 100% confidential.
Attorney Michael Cardamone
A proud graduate of Saint Joseph's Prep and Villanova Law School, Attorney Michael Cardamone has spent 27 years helping injured workers across Pennsylvania navigate complex work-related car accident claims. With offices in Philadelphia, Lansdale, and Pittsburgh, his statewide reach—combined with nationally recognized legal credentials—makes him uniquely positioned to guide crash victims through the often-confusing intersection of workers' compensation and third-party injury claims.
As former Co-Chair of the Montgomery County Bar Association Workers' Compensation Section, Attorney Cardamone remains actively engaged in advancing the practice of workers' compensation law in Pennsylvania. His commitment to excellence has been recognized through inclusion in Best Lawyers in America, Super Lawyers, and the Multi-Million Dollar Advocates Forum, as well as a Preeminent rating from Martindale-Hubbell—the highest peer rating available.
Over the years, Attorney Cardamone has worked alongside respected personal injury colleagues on cases involving both workers' compensation and personal injury claims—carefully coordinating these matters to maximize recoveries for his clients. This collaborative approach has resulted in numerous settlements exceeding one million dollars for individuals with serious injuries.
Outside the courtroom, Attorney Cardamone is a lifelong martial artist with training in Muay Thai, Brazilian Jiu-Jitsu, Karate, and Aikido—disciplines that emphasize preparation, persistence, and never giving up. He's also an emerging EDM artist known as "The Lawyer Who Drops Beats," bringing the same passion and energy to the DJ booth that he brings to fighting for his clients. Check out DJCardsEDM.com
- 27 Years Handling Work-Related Car Accidents
- Numerous $1M+ Coordinated Settlements
- Top Lawyer 2026 - Montgomery County (Workers' Comp)
- Best Lawyers in America
- Super Lawyers
- Martindale-Hubbell Preeminent Rated
- Multi-Million Dollar Advocates Forum
- Villanova Law School
- Saint Joseph's Prep Alumnus
- Former Co-Chair, Montgomery County Bar Association Workers' Compensation Section
What Our Clients Say
Real feedback from workers we've helped after work-related car accidents across Pennsylvania.
"Thank you for being there for my husband when his claim got denied. Not only did you get it approved, you got him the treatment he needed and a quick and fair settlement. Nobody will work harder or faster for you than this firm."
"Michael has been great to work with. He goes above and beyond to make sure his clients are taken care of. He is very responsive and thorough in his handling of his cases. I strongly recommend this firm. Thank you for all of your help!"
"I would like to thank you for all that you did for my nephew. I will recommend this law firm for making the process easier for him. Great work - it was like working with a friend. Thank you."
Based on 100+ five-star reviews from workers' compensation clients.
★★★★★ Read Our Google ReviewsFirst-Hand Insights on Work Car Accidents
What I've learned handling thousands of work-related car accident cases across Pennsylvania
In my experience, about 70% of injured workers I see after a work car accident don't realize they can file BOTH a workers' comp claim AND a third-party injury claim. The insurance companies certainly won't tell them. That's why I built this site.
The biggest mistake I see? Waiting too long. Pennsylvania has a 120-day notice requirement for workers' comp and a 2-year statute of limitations for personal injury. I've seen people lose valid claims simply because they waited.
Delivery drivers are particularly vulnerable. Companies like Amazon use DSPs to create distance from liability. I've successfully fought these misclassification cases for years. Just because they call you a contractor doesn't make it so.
By The Numbers: My Practice
Who this site is for
This site is for people who are unsure how their crash should be handled. Some collisions are work-related, some involve third-party injury claims, and some involve both. Our role is to help you understand that distinction and the likely next step.
Work-related car accidents
If you were driving for work, making deliveries, traveling between job sites, or otherwise acting within the course of employment when the crash occurred, Cardamone Law handles these work-related vehicle accident matters.
Third-party personal injury claims
If the crash involves a non-work-related third-party injury claim, or a separate bodily injury claim outside the workers' compensation side, Keystone Crash Lawyers may help connect you with well-established and highly respected car accident law firms known for their experience in handling serious injury cases.
Work-Related Crashes by Occupation
Different jobs face different road risks. We handle work-related car accidents for all types of employees.
Delivery Drivers
Amazon, FedEx, UPS, DoorDash, Instacart, and other delivery workers.
Truck Drivers
CDL drivers, semi-trucks, box trucks, dump trucks, and commercial vehicles.
Construction Workers
Traveling to job sites, work zone crashes, and equipment transport accidents.
Company Vehicle Drivers
Company cars, fleet vehicles, work trucks, and employer-provided vehicles.
Sales Representatives
Territory drivers, field service techs, account managers, and traveling employees.
Healthcare Workers
Home health aides, visiting nurses, therapists, and traveling healthcare professionals.
Rideshare drivers (Uber/Lyft) | More occupations in our blog
Serving All of Pennsylvania
Three offices. Statewide coverage. We take work-related car accident cases from Philly to Pittsburgh.
Don't see your area? We likely cover it. Call (215) 206-9068
Resources for Injured Workers
Helpful information for Pennsylvania workers injured in vehicle accidents
By Employer
By Occupation
By Situation
How Keystone Crash Lawyers is different
Keystone Crash Lawyers provides a clearer starting point after a collision. Many crash victims are not sure whether their matter belongs with work-injury counsel, personal injury counsel, or both. This site is designed to make that distinction easier to understand.
Attorney Michael Cardamone oversees this site. With 27 years of experience handling work-related car accident cases, a Preeminent rating from Martindale-Hubbell, and recognition as a member of Best Lawyers in America, Super Lawyers, and the Multi-Million Dollar Advocates Forum, Attorney Cardamone brings a level of experience and credibility that crash victims can rely on—including matters in which an injured worker may also have a separate third-party claim.
Cardamone Law handles work-related crash cases. If your car accident occurred while you were working, making deliveries, traveling between job sites, or otherwise acting within the scope of your employment, Cardamone Law is equipped to handle your workers' compensation claim directly.
Some third-party cases are referred out. Certain personal injury matters may be referred to our respected personal injury colleagues depending on the facts, the injuries involved, and the nature of the claim.
Coordination maximizes your recovery. When a case involves both a work-related claim and a third-party injury claim, Attorney Cardamone works closely with personal injury counsel to ensure both matters are handled properly—protecting your interests and maximizing your overall recovery.
Understanding Your Crash Case
After a serious motor vehicle accident, many people are unsure what type of legal issue they may be dealing with. Some crashes involve work-related circumstances, some involve third-party negligence, and some involve both. The sections below address common situations that arise after a crash and help explain how these cases are typically handled.
Do I have a work-related car accident case?
If you were driving for work, making deliveries, traveling between job sites, or otherwise acting within the scope of your employment at the time of the crash, your situation may involve a work-related claim. These cases are often handled differently than standard accident claims.
Can I have both workers' compensation and a third-party claim?
In many situations, an injured worker may have both a workers' compensation claim and a separate third-party personal injury claim. Understanding how these claims interact is important in determining the appropriate legal path.
Who handles my Philadelphia crash case?
Some crash matters are handled directly by Cardamone Law, particularly those involving work-related vehicle accidents. Other cases, especially certain third-party personal injury claims, may be referred to well-established and highly respected car accident law firms we work with, depending on the facts and nature of the claim.
Frequently Asked Questions
Common questions about work-related car accidents, workers' compensation, and third-party injury claims in Pennsylvania.
Does Keystone Crash Lawyers directly handle every car accident case?+
No. Work-related car accident matters are handled by Cardamone Law, and Keystone Crash Lawyers is a division of Cardamone Law. Certain third-party personal injury matters may be referred to our respected Personal Injury colleagues who focus on that area of law.
Can I get workers' comp if I was in a car accident while working?+
Yes. If you were injured in a car accident while performing work duties—whether driving a company vehicle, making deliveries, traveling between job sites, or running a work errand—you are typically covered by workers' compensation in Pennsylvania. This includes accidents that were your fault.
What if another driver caused my work accident?+
If another driver caused your accident while you were working, you may have TWO separate claims: (1) a workers' compensation claim against your employer's insurance, AND (2) a third-party personal injury claim against the at-fault driver. Attorney Cardamone handles your workers' comp claim directly and coordinates with our Personal Injury colleagues on the third-party case to maximize your total recovery. See our visual guide: How Dual Claims Work →
What is the difference between workers' comp and a third-party claim?+
Workers' compensation provides benefits regardless of fault—covering medical bills and a portion of lost wages—but does not include pain and suffering. A third-party personal injury claim is filed against the at-fault driver and can include compensation for pain and suffering, full lost wages, and other damages. Many work-related crash victims are entitled to both.
What if the accident was my fault?+
Pennsylvania workers' compensation is a no-fault system. You can still receive workers' comp benefits even if the accident was your fault (unless you were intoxicated or intentionally caused the injury). Your medical bills, a portion of your lost wages, and other benefits are still covered. For a third-party claim, we have to show the other driver was negligent.
Who pays for my medical treatment—workers' comp or car insurance?+
In Pennsylvania, if your car accident qualifies as work-related, workers' compensation is typically the primary payer for your medical treatment—not your auto insurance—even if someone else caused the crash. Workers' comp covers all reasonable and necessary medical care with no copays or deductibles. Your auto insurance may serve as secondary coverage in some situations, but work comp generally takes priority. Read our full guide on medical bill coverage →
How long do I have to file a work-related car accident claim?+
In Pennsylvania, you should report your work injury to your employer within 120 days—though reporting immediately is always best. For workers' compensation, you generally have 3 years from the date of injury to file a claim petition. For third-party personal injury claims against an at-fault driver, the statute of limitations is typically 2 years. Acting quickly helps preserve evidence and protects your rights.
How do I know if my car accident qualifies as "work-related"?+
Generally, a car accident is work-related if it occurred while you were performing job duties—such as making deliveries, traveling between job sites, running work errands, or transporting clients or materials. The "coming and going" rule typically excludes regular commutes, but there are important exceptions. We can help you determine if your accident qualifies.
I drive for Uber, Lyft, or DoorDash. Am I covered?+
Gig economy and rideshare drivers present unique challenges. Whether you're classified as an employee or independent contractor affects your workers' compensation eligibility—but the 1099 label doesn't automatically decide it, and misclassification is common. You may also have third-party claims against at-fault drivers regardless of your employment status. We can evaluate your specific situation.
What if my employer doesn't have workers' compensation insurance?+
Pennsylvania law requires most employers to carry workers' compensation insurance. If your employer is uninsured, you may still have options, including filing a claim with the Uninsured Employers Guaranty Fund or pursuing a direct lawsuit against your employer. We can help you understand your options.
Do you charge a fee for consultations?+
No. We offer completely free consultations, and we work on a contingency fee basis—meaning you pay nothing unless we win your case. There is no risk to you.
How do you handle third-party cases?+
Attorney Cardamone—a Certified Workers' Compensation Specialist—focuses on your workers' comp claim, while our carefully selected heavyweight Personal Injury colleagues handle the third-party case. We only work with a small network of top-tier Pennsylvania accident attorneys with proven track records. Two experienced advocates in their respective fields, working together when applicable, to maximize your total recovery.
What areas do you serve?+
We serve all of Pennsylvania with offices in Philadelphia, Lansdale (Montgomery County), and Pittsburgh. While our primary concentration is Harrisburg and east, we take cases statewide—from the Lehigh Valley to the Poconos, from Reading to Scranton, and throughout Western PA. If you were hurt in a work-related car accident anywhere in Pennsylvania, call us.
"Remember, fault isn't relevant in Workers' Compensation. If the accident was your fault, you still have a Work Comp case. For the third-party case, we have to show negligence on the other driver. So many folks don't realize this—don't let confusion about fault stop you from calling."
We Only Work With the Best
When your case involves a third-party claim against an at-fault driver, we don't send you to just any personal injury firm. We've built relationships with a select group of Pennsylvania's top accident attorneys.
We don't have a referral "list"—we have trusted colleagues we've worked with for years. Attorneys with proven track records, multi-million dollar results, and reputations we stake our own on.
Our Personal Injury colleagues focus exclusively on car, truck, and vehicle accident cases. They know the defense tactics, the insurance adjusters, and how to maximize third-party recoveries.
When you have both claims, we coordinate directly with your PI attorney. No conflicting advice, no dropped balls. Two specialists working as a team to get you the maximum total recovery.
"You wouldn't go to a general practitioner for heart surgery. Why would you trust one lawyer to handle two completely different types of claims? Get two specialists—the way it should be."
— Attorney Michael Cardamone
Next step
If you are unsure what kind of crash claim you may have, start here. We can review the situation, explain the likely path forward, and help direct you to the appropriate next step.
We provide clear guidance after serious crashes. Our goal is to help you understand whether your situation may involve a work-related claim, a third-party injury claim, or both, and to move you toward the proper legal path without delay.
Areas We Serve
Helping work-related car accident victims throughout the Greater Philadelphia region
Serving the Entire Keystone State
Statewide Hubs
By Industry
