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Instacart Shopper Accident Lawyer

Injured in a crash while delivering groceries for Instacart? As a gig worker, you have legal options for compensation.

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Written by Attorney Michael Cardamone
Certified Workers' Comp Specialist | 27 Years Experience | Villanova Law
Last updated: June 2026

Instacart Shoppers Face Unique Risks

Instacart shoppers drive constantly - to stores, between stores, and to customer homes. All that driving means increased accident risk. If another driver hit you while you were shopping or delivering, you may have a strong personal injury claim.

Your Main Claim: Personal Injury

As an independent contractor, traditional workers' comp does not apply. But if another driver caused your accident, you can file a personal injury claim against them for medical bills, lost income, vehicle damage, and pain and suffering.

What About Instacart's Insurance?

Instacart provides some coverage while you are on an active batch:

However, coverage has limits and gaps. The at-fault driver's insurance is usually your primary source of compensation.

Common Instacart Shopper Accidents

What We Handle for Instacart Shoppers

Injured While Shopping for Instacart?

Free consultation - No fee unless we win your case

(215) 206-9068

Also Working Another Job?

Many Instacart shoppers also work traditional jobs. If you were injured in an accident while working for an employer (not just gig work), you may have workers' comp rights through that employer. We can evaluate all your options.

Keystone Crash Lawyers is a division of Cardamone Law, helping Pennsylvania delivery drivers injured in work-related car accidents.

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Frequently Asked Questions

Can I get workers' comp and also sue the at-fault driver?

Yes. If you were working when the crash happened and someone else was at fault, Pennsylvania law generally lets you collect workers' compensation through your employer and pursue a separate third-party claim against the at-fault party. Together they recover far more than workers' comp alone.

Does workers' comp cover pain and suffering?

No. Pennsylvania workers' compensation only covers medical bills and roughly two-thirds of lost wages. Pain and suffering can only be recovered through a third-party personal injury claim against the at-fault party.

How much does it cost to hire a work injury lawyer?

Nothing upfront. We work on a contingency fee, so there is no fee unless we win your case, and your consultation is always free. Call (215) 206-9068.

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