Hit By a Truck While Working in PA | Keystone Crash Lawyers

Why Truck Cases Are Different: Commercial trucking insurance policies are typically $1 million or more - far larger than standard auto policies. Plus, multiple parties may be liable: the driver, trucking company, cargo loader, and maintenance provider. This means potentially much larger recoveries.

Two Claims, Two Paths to Recovery

When you're hit by a truck while working, you likely have two completely separate legal claims:

1. Workers' Compensation Claim

Through YOUR employer's insurance. Covers medical bills, partial wage replacement, and specific loss benefits. This is a no-fault system - you get benefits regardless of who caused the accident.

2. Third-Party Personal Injury Claim

Against the TRUCK DRIVER and their employer. This is where the big money is - potential compensation for pain and suffering, full wage loss, and other damages from the trucking company's commercial policy.

A Note from Attorney Cardamone

"Truck accident cases are some of the most serious we see. The injuries are often catastrophic - traumatic brain injuries, spinal cord damage, multiple fractures. But here's what clients don't realize: you need TWO specialists working these cases. I handle the workers' comp claim while our top-tier Personal Injury colleagues go after the trucking company. Two experts, maximum recovery. And remember - fault isn't relevant for your workers' comp claim. Even if you made a mistake, you still have that case."

Why Truck Accident Cases Are Worth More

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Larger Insurance Policies

Commercial trucks carry $1M+ in coverage vs. $15-100K for regular cars

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Multiple Liable Parties

Driver, trucking company, broker, shipper, maintenance company may all be responsible

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Federal Regulations

FMCSA rules create more opportunities to prove negligence

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Serious Injuries

Catastrophic injuries = higher damages for medical costs and pain/suffering

Common Work Scenarios Involving Truck Accidents

Construction Worker Hit in Work Zone

Working on or near a highway when a semi-truck enters your work zone. Extremely common on I-78, I-81, I-76, and the PA Turnpike.

Delivery Driver Struck by Commercial Truck

Amazon, FedEx, UPS, or other delivery drivers rear-ended or T-boned by an 18-wheeler while making deliveries.

Warehouse Worker at Loading Dock

Hit by a truck backing into a loading bay, or struck while directing a truck in a warehouse parking lot.

Utility Worker on Roadside

PECO, PPL, or other utility workers struck while working on power lines, gas lines, or other roadside infrastructure.

Sales Rep or Traveling Employee

Driving between client meetings or job sites when a commercial vehicle causes a serious crash.

Healthcare Worker Between Patient Visits

Home health aides, visiting nurses, or hospice workers hit by trucks while traveling between patients.

Who May Be Liable in Your Truck Accident Case?

Truck Driver

For negligent driving, fatigue, distraction

Trucking Company

For hiring, training, supervision failures

Cargo Shipper/Loader

For improper loading causing accidents

Maintenance Provider

For brake failures, tire blowouts

Truck Manufacturer

For defective parts or equipment

Freight Broker

For negligent carrier selection

Hit By a Truck While Working in Pennsylvania?