Why Truck Cases Are Different: Commercial trucking insurance policies are typically $1 million or more - far larger than standard auto policies. Plus, multiple parties may be liable: the driver, trucking company, cargo loader, and maintenance provider. This means potentially much larger recoveries.
Two Claims, Two Paths to Recovery
When you're hit by a truck while working, you likely have two completely separate legal claims:
1. Workers' Compensation Claim
Through YOUR employer's insurance. Covers medical bills, partial wage replacement, and specific loss benefits. This is a no-fault system - you get benefits regardless of who caused the accident.
2. Third-Party Personal Injury Claim
Against the TRUCK DRIVER and their employer. This is where the big money is - potential compensation for pain and suffering, full wage loss, and other damages from the trucking company's commercial policy.
A Note from Attorney Cardamone
"Truck accident cases are some of the most serious we see. The injuries are often catastrophic - traumatic brain injuries, spinal cord damage, multiple fractures. But here's what clients don't realize: you need TWO specialists working these cases. I handle the workers' comp claim while our top-tier Personal Injury colleagues go after the trucking company. Two experts, maximum recovery. And remember - fault isn't relevant for your workers' comp claim. Even if you made a mistake, you still have that case."
Frequently Asked Questions
Can I get workers' comp and also sue the at-fault driver?
Yes. If you were working when the crash happened and someone else was at fault, Pennsylvania law generally lets you collect workers' compensation through your employer and pursue a separate third-party claim against the at-fault party. The two together recover far more than workers' comp alone.
Does workers' comp cover pain and suffering?
No. Pennsylvania workers' compensation only covers medical bills and roughly two-thirds of lost wages. Pain and suffering can only be recovered through a third-party personal injury claim against the driver or party who caused the crash.
How much does it cost to hire a work injury lawyer?
Nothing upfront. We work on a contingency fee, so there is no fee unless we win your case, and your consultation is always free. Call (215) 206-9068.