Surviving an IME: Independent Medical Exam Guide for PA Workers

What is an IME?

An "Independent Medical Examination" is an exam by a doctor chosen by the insurance company. Despite the name, these exams are NOT independent - the doctor is paid by the insurance company and often has a history of finding workers "recovered" and ready to return to work.

Your Rights at an IME

• You MUST attend if properly scheduled, or your benefits can be suspended
• You can have someone accompany you (spouse, friend, or representative)
• The exam should be limited to your work injury
• You can request a copy of the report

How to Prepare

• Review your medical records before the exam
• Be honest about your symptoms - don't exaggerate or minimize
• Describe your worst days, not your best days
• Don't let the doctor rush you
• Take notes immediately after about what happened

What IME Doctors Look For

IME doctors often try to catch inconsistencies. They may:

• Watch how you walk from the parking lot
• Observe how you sit and move in the waiting room
• Ask questions designed to minimize your injuries
• Perform tests specifically to challenge your symptoms